We are committed to providing services that honour your investment and help you reach your goals in a timely manner.

While every situation is different, as a general guide, we recommend that clients budget for between four and six sessions of counselling. 

Our rates have been carefully considered through the comparison of other comparable service providers, professional level of the counselling being offered, and the desire to provide counselling to as many clients as possible. Any fees not covered through health benefits are tax deductible.

If you have extended health benefits through an insurance plan, it may cover counselling services under "Psychotherapy", "Social Work" or "Psychological Services".  We are able to provide all three services: our therapists are fully qualified to practice individual, couple and family counselling and also able to provide psychological services under supervision of a Registered Clinical Psychologist. 


Prior to your first session, it is your responsibility to contact your insurance provider to confirm that you have coverage for our services. It is helpful to ask your provider (a) what mental health professionals your plan covers (i.e. Clinical Psychologist, Registered Psychotherapist or Registered Social Worker) (b) if they cover Psychological Services performed under supervision of a Registered Psychologist and (c) the amount of your coverage (i.e. dollar amount per session/per year). If your insurer covers our services, you can provide our receipt to your insurance company and they will partially or fully reimburse you, depending on your particular benefit plan. NOTE: You are responsible for fees not covered by your insurer, so please ensure that you understand the type and amount of your coverage before your first session.

Depending on the therapist and type of counselling (individual or couples, Psychotherapist or Psychologist Services) our normal rates for each 50 minute counselling session are $115 to $200 per session. Specific fees are listed on each therapist's booking page.

Payment for services is made at the end of each session. We accept cash and credit cards.

Most insurers provide full or partial coverage for Psychotherapy, Social Work or Psychological Services, including:


  • OTIP

  • Sun Life

  • Great West Life

  • Green Shield 

  • Standard Life

  • Empire Life

  • Cooperators

  • Manulife *


* If you have Manulife coverage, please be advised that at this time, Manulife does not cover Psychological Services provided under supervision of a Registered Psychologist. We advise you to discuss this with Manulife or book directly with a Registered Psychologist.

We are also providers for Victim Services Niagara, the Criminal Compensation Board, WSIB, Health Canada and Veterans Affairs. Call us at (905) 321-0550 if you have any questions about fees or your benefit plan.

Please note our booking and cancellation policy:


  • Your appointment time is reserved just for you. If this is your first session with us, we require a valid credit card number at the time of your booking to secure your appointment. 

  • Your credit card will not be charged until the day of your appointment; if you prefer to pay by cash at the time of your appointment, you can do so. 

  • Your credit card number will be stored in a secure credit card vault hosted by Square and is heavily encrypted, and will be used only to hold future sessions and for processing payment for follow-up appointments. 

  • Cancellation Policy: A late cancellation or missed visit leaves a hole in the therapists' day that could have been filled by another client. As such, we require 24 hours notice for any cancellations or changes to your appointment. Clients who provide less than 24 hours notice or miss their appointment will be charged the full appointment amount.

  • Appointments can be booked online using the button below or by phone at 905-321-0550.

Abma Counselling Services has been providing counselling services in Niagara since 2008. What began as a solo practice by Steve Abma has grown into a group practice of six experienced therapists providing treatment for a wide variety of issues, including depression, anxiety, ADD, relationships, marriage, addictions & stress. We are a team of dedicated professionals, passionate about helping individuals, couples and families feel and be their best.  Serving Niagara Falls, St. Catharines, St. David's, Niagara-on-the-Lake, Virgil, Fort Erie, Ridgeway, Beamsville, Jordan, Vineland, Grimsby, Thorold and Welland.

​© Steve Abma. Published by Steve Abma.